Age-Based Retirement Milestones for Federal Employees
Ask most federal employees when they plan to retire, and they'll give you a year. Ask them which ages matter before that year, however, and the conversation suddenly stalls out.…
Federal Agency News
FEDLife & The Fed15 Podcast: Federal Employee Retirement & Benefits Talks
FEDLIFE for Federal Employees
FEDZone: Latest Federal Employee Benefits & Retirement Updates
FedLife Podcast | Ep. 165: SALT Deduction Changes Under the One Big Beautiful Bill Act
In this episode, Ed and Dan explain recent changes to the State and Local Tax (SALT) deduction following the passage of the One Big Beautiful Bill Act of 2025. The…
FED-15 Explained (Podcast)
Federal Agency News
FEDLife & The Fed15 Podcast: Federal Employee Retirement & Benefits Talks
The Fed15 Podcast | Ep. 145: Tax Changes for Federal Retirees + TSP Hardship Withdrawals Explained
Dan and Katelyn discuss how recent tax law changes affect federal retirement planning and what federal employees should understand before taking a hardship withdrawal from their TSP.
The I Fund Explained: Diversifying Beyond U.S. Stocks in Retirement
Many of our Feds build retirement portfolios heavily around U.S. stocks, often through the Thrift Savings Plan (TSP) C Fund. That approach has worked well, but it creates concentration risk.…
Stretching Your FERS Pension: Smart Withholding and Tax Moves
Your pension is steady. Your tax picture can shift from year to year. Withholding too little may lead to a tax bill in the spring and possibly penalties. Withholding too…
High Income Federal Employees Unable to Contribute to a Roth IRA for the Year 2025 Should Use the “Back-Door” Strategy to Convert to a Roth IRA
Effective January 1,2018 following the passage of the Tax Cuts and Jobs Act of 2017 (TCJA), individual federal marginal tax rates were reduced to the lowest rates in the 100-year…
Commuting, Costs, and Timing: A Fed’s Guide to Moving Smart
Return-to-office changed more than your calendar. It changed the numbers. A house that made sense when you commuted twice a week can look very different when you drive in five…
FED-15 Explained (Podcast)
Federal Agency News
FEDLife & The Fed15 Podcast: Federal Employee Retirement & Benefits Talks
The Fed15 Podcast | Ep. 144: Using the TSP G Fund Wisely + Preparing for a Federal RIF
Dan and Katelyn discuss two important topics for federal employees: how to use the TSP G Fund strategically and what steps to take if workforce reductions become a possibility.
Closing the MRA-to-62-Years Gap: FERS Supplement Alternatives
As a federal government employee, you could take advantage of your minimum retirement age (MRA). If you’re fortunate, the FERS annuity supplement bridges potential income gaps between your MRA and…
How the OBBBA Tax Law Changes the Mortgage Interest Deduction for Federal Employees
This column discusses the mortgage interest income tax deduction changes resulting from the passage of the One Big Beautiful Bill Act of 2025 (OBBBA). Before discussing these changes which could…