In this episode, Dan and Ed explain what QCDs are and how they work with RMDs from traditional IRAs. They also discuss which retirement accounts allow QCDs, the timing considerations when executing them, and the new rules under the SECURE ... Read More

In this episode, Dan and Ed break down what it means to be vested in your FERS retirement and TSP. They explain when employees become eligible for deferred retirement, what happens to your contributions if you leave federal service, and ... Read More

In this episode, Dan and Ed break down the 2025 General Enrollment Period (GEP) for Medicare and what it means for federal employees and retirees. They explain the differences between Medicare Parts A and B, associated premium costs, and how ... Read More

In this episode, Ed and Dan dive into the IRS’s push for individuals to set up an online account and obtain an IP PIN. They explore the many benefits, from easily accessing tax records to customizing preferences for enhanced security ... Read More

Ed and Dan explain the importance of making deposits for “non-deduction” service, which can help employees meet retirement eligibility and increase their annuity. The episode covers how to make these deposits, types of qualifying service, and the process for employees ... Read More

Ed and Dan provide a thorough overview of OPM’s decision to grant federal agencies the authority to offer early retirement through Voluntary Early Retirement Authority (VERA). They discuss the eligibility requirements, benefits, and potential impact of this offer on federal ... Read More

FedLife Podcast: What to Expect From the 2025 Pay Increase Ed and Dan break down the uncertainty surrounding the 2025 federal employee pay increase, discussing President Biden’s proposed 2.0% raise and the push from lawmakers for a 4.5% increase to ... Read More

Ed and Dan go over the benefits of HSAs for federal employees and retirees, including how they work in conjunction with HDHPs to provide tax advantages and help cover medical expenses. They also explore the triple tax benefit of HSAs, ... Read More

Join Ed and Dan as they discuss OPM’s push for FEHB health plans to adopt Medicare Part D for federal retirees. They cover key changes from the Inflation Reduction Act, auto-enrollment, and what retirees should consider when choosing between FEHB ... Read More

Ed and Dan cover important retirement deadlines for 2024, including RMDs for TSP and IRA owners, and the benefits of Qualified Charitable Distributions (QCDs). They also discuss Roth IRA conversions before tax cuts expire in 2025 and rules for IRA ... Read More