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FERS

The Federal Employee Retirement System (FERS) is a defined benefit plan that was established in the 1980s. Eligible federal employees who were hired in 1984 or later are entitled to a FERS pension in retirement.

All Articles on FERS (5 of 16)

Image for 2023 COLA Update: 8.7% is Best Bet. Plus, WEP and GPO Finally Done For?
Sep 27
Benefits Ben

2023 COLA Update: 8.7% is Best Bet. Plus, WEP and GPO Finally Done For?

CSRS FERS Social Security
Image for Understanding the Advantages and Disadvantages of Pension Maximization
Sep 22
Ed Zurndorfer

Understanding the Advantages and Disadvantages of Pension Maximization

FEGLI & Life Insurance FERS
Image for Pursuing A Job in a Different Government Agency – Ch. 2: Preparation
Sep 20
STWS

Pursuing A Job in a Different Government Agency – Ch. 2: Preparation

FERS
Image for Requirements and Retirement: A Guide for Federal Firefighters
Sep 15
Benefits Ben

Requirements and Retirement: A Guide for Federal Firefighters

CSRS FERS
Image for Pursuing A Job in a Different Government Agency – Ch. 1: Self-Exploration
Sep 13
STWS

Pursuing A Job in a Different Government Agency – Ch. 1: Self-Exploration

FERS
Image for FEDS: Fundamental Equity Development Strategies®
Sep 8
STWS

FEDS: Fundamental Equity Development Strategies®

CSRS FERS TSP
Image for 2023 Federal Pay Raise Update: Biggest Increase in 20 Years
Sep 6
Benefits Ben

2023 Federal Pay Raise Update: Biggest Increase in 20 Years

CSRS FERS
Image for My Cheat Codes: How to Get the Most from Serving Those Who Serve
Aug 23
Jennifer Meyer

My Cheat Codes: How to Get the Most from Serving Those Who Serve

CSRS FERS
Image for New Locality Recommendations: 16,000 Feds Could See Pay Boost
Aug 15
Benefits Ben

New Locality Recommendations: 16,000 Feds Could See Pay Boost

CSRS FERS
Image for Quiz 18 on Federal Employee Retirement Benefits
Aug 12
STWS

Quiz 18 on Federal Employee Retirement Benefits

FERS TSP
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Securities offered through Raymond James Financial Services, Inc. Member FINRA/SIPC. Investment advisory services offered through Raymond James Financial Services Advisors, Inc. Serving Those Who Serve (STWS) is not a registered broker/dealer and is independent of Raymond James Financial Services, Inc. Raymond James financial advisors may only conduct business with residents of the states and/or jurisdictions for which they are properly registered. Therefore, response to a request for information may be delayed. Please note that not all of the investments and services mentioned are available in every state. Investors outside of the United States are subject to securities and tax regulations within their applicable jurisdictions that are not addressed on this site. Links are being provided for information purposes only. Raymond James is not affiliated with and does not endorse or sponsor any of the listed websites or their respective sponsors. Raymond James is not responsible for the content of any website or the collection or use of information regarding any website's users and/or members. Contact our office for information and availability.

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STWS is owned and operated by Daniel Sipe and Tom Lee (the “Financial Advisors”). The Financial Advisors are registered financial professionals of Raymond James Financial Services, Inc. (“RJFS”), a broker-dealer registered with the Securities and Exchange Commission (“SEC”), and Raymond James Financial Services Advisors, Inc. (“RJFSA”), an investment adviser registered with the SEC, (collectively, with their affiliates, “Raymond James”).

Mr. Zurndorfer does not pay compensation to or receive compensation from STWS in connection with Presentations hosted by Mr. Zurndorfer. However, Mr. Zurndorfer does provide similar educational presentations at certain Federal Retirement Benefits Seminars (“Seminars”) hosted by STWS, for which Mr. Zurndorfer receives compensation from STWS. All presentations, seminars, articles and videos are informational in nature and are not geared toward the circumstances or goals of any particular attendee; they are not intended to be, and should not be relied upon as, investment advice to anyone or a solicitation of Raymond James' services.

Mr. Zurndorfer is not affiliated with Raymond James, and is not authorized to provide investment advice on behalf of Raymond James, to solicit or refer investors to Raymond James, or to act for or bind Raymond James. The presentations, seminars, articles, videos, Mr. Zurndorfer, and the educational information provided therein are not sponsored or endorsed by Raymond James, and should in no way be considered an endorsement of, referral to, recommendation for, or offer to purchase any product or service from Raymond James or the Financial Advisors.

Federal government agencies, including the SEC, do not endorse or sponsor particular securities, issuers, products, services, professional credentials, firms, or individuals. Neither Raymond James, the Financial Advisors, STWS, nor Mr. Zurndorfer are affiliated with, endorsed by, or authorized to speak on behalf of the U.S. Government, the Federal Employee Retirement System, or any other Federal Government-sponsored benefits programs or retirement plans, including the Thrift Savings Plan (collectively, “Federal Benefits Plans”).