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FERS

The Federal Employee Retirement System (FERS) is a defined benefit plan that was established in the 1980s. Eligible federal employees who were hired in 1984 or later are entitled to a FERS pension in retirement.

All Articles on FERS (7 of 16)

Image for What Happens When My Spouse, Who Works for the Federal Government, Dies?
Jun 10
Jennifer Meyer

What Happens When My Spouse, Who Works for the Federal Government, Dies?

FEGLI & Life Insurance FEHB/Medicare FERS TSP
Image for Quiz #9: Federal Retirement Benefits
Jun 1
STWS

Quiz #9: Federal Retirement Benefits

FEHB/Medicare FERS TSP
Image for FERS Retirement Choices: Which One is Right for You?
May 25
Benefits Ben

FERS Retirement Choices: Which One is Right for You?

FERS
Image for The Differences Between FERS Deferred Retirement and Postponed Retirement
May 23
Ed Zurndorfer

The Differences Between FERS Deferred Retirement and Postponed Retirement

FERS
Image for New Bill in Senate Would Provide Equal COLAs for FERS and CSRS Retirees
May 20
Benefits Ben

New Bill in Senate Would Provide Equal COLAs for FERS and CSRS Retirees

CSRS FERS
Image for Are You Eligible for the FERS Annuity Supplement?
May 19
Ed Zurndorfer

Are You Eligible for the FERS Annuity Supplement?

FERS Social Security
Image for Federal Benefits Quiz #6 – Test Your Knowledge!
May 17
STWS

Federal Benefits Quiz #6 – Test Your Knowledge!

FERS TSP
Image for Understanding the Calculation of the FERS Basic Gross Annuity
May 12
Ed Zurndorfer

Understanding the Calculation of the FERS Basic Gross Annuity

FERS
Image for Federal Retirement Quiz
May 3
STWS

Federal Retirement Quiz

FERS Social Security
Image for 2023 Federal Pay Raise Update: Congress Writes Letter for 5.1%
May 2
Benefits Ben

2023 Federal Pay Raise Update: Congress Writes Letter for 5.1%

CSRS FERS
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Securities offered through Raymond James Financial Services, Inc. Member FINRA/SIPC. Investment advisory services offered through Raymond James Financial Services Advisors, Inc. Serving Those Who Serve (STWS) is not a registered broker/dealer and is independent of Raymond James Financial Services, Inc. Raymond James financial advisors may only conduct business with residents of the states and/or jurisdictions for which they are properly registered. Therefore, response to a request for information may be delayed. Please note that not all of the investments and services mentioned are available in every state. Investors outside of the United States are subject to securities and tax regulations within their applicable jurisdictions that are not addressed on this site. Links are being provided for information purposes only. Raymond James is not affiliated with and does not endorse or sponsor any of the listed websites or their respective sponsors. Raymond James is not responsible for the content of any website or the collection or use of information regarding any website's users and/or members. Contact our office for information and availability.

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STWS is owned and operated by Daniel Sipe and Tom Lee (the “Financial Advisors”). The Financial Advisors are registered financial professionals of Raymond James Financial Services, Inc. (“RJFS”), a broker-dealer registered with the Securities and Exchange Commission (“SEC”), and Raymond James Financial Services Advisors, Inc. (“RJFSA”), an investment adviser registered with the SEC, (collectively, with their affiliates, “Raymond James”).

Mr. Zurndorfer does not pay compensation to or receive compensation from STWS in connection with Presentations hosted by Mr. Zurndorfer. However, Mr. Zurndorfer does provide similar educational presentations at certain Federal Retirement Benefits Seminars (“Seminars”) hosted by STWS, for which Mr. Zurndorfer receives compensation from STWS. All presentations, seminars, articles and videos are informational in nature and are not geared toward the circumstances or goals of any particular attendee; they are not intended to be, and should not be relied upon as, investment advice to anyone or a solicitation of Raymond James' services.

Mr. Zurndorfer is not affiliated with Raymond James, and is not authorized to provide investment advice on behalf of Raymond James, to solicit or refer investors to Raymond James, or to act for or bind Raymond James. The presentations, seminars, articles, videos, Mr. Zurndorfer, and the educational information provided therein are not sponsored or endorsed by Raymond James, and should in no way be considered an endorsement of, referral to, recommendation for, or offer to purchase any product or service from Raymond James or the Financial Advisors.

Federal government agencies, including the SEC, do not endorse or sponsor particular securities, issuers, products, services, professional credentials, firms, or individuals. Neither Raymond James, the Financial Advisors, STWS, nor Mr. Zurndorfer are affiliated with, endorsed by, or authorized to speak on behalf of the U.S. Government, the Federal Employee Retirement System, or any other Federal Government-sponsored benefits programs or retirement plans, including the Thrift Savings Plan (collectively, “Federal Benefits Plans”).