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FERS

The Federal Employee Retirement System (FERS) is a defined benefit plan that was established in the 1980s. Eligible federal employees who were hired in 1984 or later are entitled to a FERS pension in retirement.

All Articles on FERS (8 of 16)

Image for Outlook for the 2023 COLA for FERS, CSRS, and Social Security Benefits
Apr 25
Benefits Ben

Outlook for the 2023 COLA for FERS, CSRS, and Social Security Benefits

CSRS FERS Social Security
Image for Quiz on Federal Benefits: Acronyms
Apr 22
STWS

Quiz on Federal Benefits: Acronyms

FERS TSP
Image for Federal Benefits Quiz – April 2022
Apr 14
STWS

Federal Benefits Quiz – April 2022

FERS TSP
Image for The FERS Supplement: Don’t Earn Your Way Out of It
Apr 12
Benefits Ben

The FERS Supplement: Don’t Earn Your Way Out of It

FERS Social Security
Image for 2023 Federal Pay Raise Update: White House Recommends 4.6%
Mar 30
Benefits Ben

2023 Federal Pay Raise Update: White House Recommends 4.6%

CSRS FERS
Image for The Fed-Life Cycle
Mar 29
Jennifer Meyer

The Fed-Life Cycle

CSRS FERS TSP
Image for The Strategic Leg® – Planning for a Stable Retirement
Mar 28
Benefits Ben

The Strategic Leg® – Planning for a Stable Retirement

FERS Social Security TSP
Image for Marriage, Divorce, and Survivor Benefits for FERS and CSRS
Mar 22
Benefits Ben

Marriage, Divorce, and Survivor Benefits for FERS and CSRS

CSRS FERS
Image for Making Military Deposits for CSRS and FERS: The Basics
Mar 10
Benefits Ben

Making Military Deposits for CSRS and FERS: The Basics

CSRS FERS
Image for Danger Pay for Civilian Federal Employees
Mar 7
Benefits Ben

Danger Pay for Civilian Federal Employees

FERS
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Securities offered through Raymond James Financial Services, Inc. Member FINRA/SIPC. Investment advisory services offered through Raymond James Financial Services Advisors, Inc. Serving Those Who Serve (STWS) is not a registered broker/dealer and is independent of Raymond James Financial Services, Inc. Raymond James financial advisors may only conduct business with residents of the states and/or jurisdictions for which they are properly registered. Therefore, response to a request for information may be delayed. Please note that not all of the investments and services mentioned are available in every state. Investors outside of the United States are subject to securities and tax regulations within their applicable jurisdictions that are not addressed on this site. Links are being provided for information purposes only. Raymond James is not affiliated with and does not endorse or sponsor any of the listed websites or their respective sponsors. Raymond James is not responsible for the content of any website or the collection or use of information regarding any website's users and/or members. Contact our office for information and availability.

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STWS is owned and operated by Daniel Sipe and Tom Lee (the “Financial Advisors”). The Financial Advisors are registered financial professionals of Raymond James Financial Services, Inc. (“RJFS”), a broker-dealer registered with the Securities and Exchange Commission (“SEC”), and Raymond James Financial Services Advisors, Inc. (“RJFSA”), an investment adviser registered with the SEC, (collectively, with their affiliates, “Raymond James”).

Mr. Zurndorfer does not pay compensation to or receive compensation from STWS in connection with Presentations hosted by Mr. Zurndorfer. However, Mr. Zurndorfer does provide similar educational presentations at certain Federal Retirement Benefits Seminars (“Seminars”) hosted by STWS, for which Mr. Zurndorfer receives compensation from STWS. All presentations, seminars, articles and videos are informational in nature and are not geared toward the circumstances or goals of any particular attendee; they are not intended to be, and should not be relied upon as, investment advice to anyone or a solicitation of Raymond James' services.

Mr. Zurndorfer is not affiliated with Raymond James, and is not authorized to provide investment advice on behalf of Raymond James, to solicit or refer investors to Raymond James, or to act for or bind Raymond James. The presentations, seminars, articles, videos, Mr. Zurndorfer, and the educational information provided therein are not sponsored or endorsed by Raymond James, and should in no way be considered an endorsement of, referral to, recommendation for, or offer to purchase any product or service from Raymond James or the Financial Advisors.

Federal government agencies, including the SEC, do not endorse or sponsor particular securities, issuers, products, services, professional credentials, firms, or individuals. Neither Raymond James, the Financial Advisors, STWS, nor Mr. Zurndorfer are affiliated with, endorsed by, or authorized to speak on behalf of the U.S. Government, the Federal Employee Retirement System, or any other Federal Government-sponsored benefits programs or retirement plans, including the Thrift Savings Plan (collectively, “Federal Benefits Plans”).